Seller #1 · I Want to Sell
Sell My Property with Seller Financing
Seller financing isn't just a sale. It's lending.
We help commercial property owners structure seller-financed transactions, evaluate buyers, coordinate closing, service loans, and monitor collateral, whether or not a buyer has already been identified.
How It Works
- 1
Tell Us About Your Property
We review the property, ownership structure, and your goals.
- 2
We Structure the Transaction
We help evaluate pricing, seller-financing terms, down payment requirements, and loan structure.
- 3
Evaluate the Buyer
Whether we help source a buyer or you already have one, we help assess qualifications before financing is extended.
- 4
Close and Service the Loan
We coordinate closing, servicing, collateral monitoring, and future liquidity support.
What You'll Need
- • Property address and property type
- • Estimated market value
- • Current mortgage balance (if any)
- • Desired timing for a sale
- • Any known seller-financing terms you'd like to offer
Frequently Asked Questions
Seller Financing Basics
What is seller financing?
Seller financing occurs when a property owner agrees to receive a portion of the purchase price over time rather than receiving all proceeds at closing. The seller effectively becomes the lender, and the buyer makes payments according to negotiated financing terms.
Why would a seller offer financing?
Seller financing can help property owners expand the pool of potential buyers, create flexibility during negotiations, generate income over time, and facilitate transactions that may not fit traditional lending requirements.
Who services the loan after closing?
Once the transaction closes, the seller becomes the lender. Proper loan servicing helps maintain accurate records, protect collateral, monitor borrower compliance, and support enforcement of lender rights if problems occur in the future. Seller Mortgage Capital believes servicing is a critical component of risk management, not an administrative afterthought.