Structure My Sale™
Explore seller-financing scenarios based on your desired sale price, cash needs at closing, debt payoff requirements, tax considerations, and income goals.
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Seller Financing With Institutional Infrastructure
Where Sellers Become the Bank.
Seller Mortgage Capital helps commercial real estate property owners who want to offer seller financing evaluate buyers, coordinate transactions, service loans, monitor collateral, and support future note liquidity.
Whether you're considering seller financing or already have a buyer under contract, Seller Mortgage Capital provides the infrastructure needed to support a seller-financed transaction.
The seller provides the capital. Seller Mortgage Capital provides the infrastructure.
Sell Property → Become the Lender
SELLER TOOLS
Start with your numbers.
Seller Financing Calculator
Already have terms in mind? Estimate monthly payments, interest income and the balance due at maturity, and compare seller financing with a traditional sale.
Calculate my paymentsIllustrative estimates—not loan approval or tax advice. Actual terms require Seller Mortgage Capital review.
Three Clear Paths
However you're involved in a seller-financed transaction, we have a path built for you.
Seller #1
“I'm considering selling my property.”
Sell with Seller Financing
Evaluate seller financing as a disposition strategy and connect with buyers seeking flexible financing.
Learn MoreSeller #2
“I already have a buyer.”
Already Have a Buyer?
We help sellers structure, underwrite, close, service, and monitor seller-financed transactions.
Get StartedBuyer
“I'm looking for seller-financed properties.”
Find Properties
Browse commercial real estate opportunities available with seller financing.
Browse PropertiesFor Commercial Real Estate Brokers
Have a Buyer but Financing Fell Through?
Seller Mortgage Capital helps brokers and their clients structure seller-financed transactions when traditional financing is unavailable, a loan has fallen through, or a transaction needs to move quickly toward closing.
From buyer underwriting and due diligence coordination to closing support and loan servicing, we help keep transactions moving forward.
Helping brokers close transactions that traditional financing can't.
Why Sellers Choose Us
The infrastructure commercial property owners need to offer seller financing with confidence.
Transaction Structuring
Start with the right terms.
We help sellers evaluate property value, establish pricing, structure seller-financing terms, and determine down payment, interest rate, amortization, and balloon-payment requirements.
Buyer Underwriting
Evaluate buyers before extending credit.
We help review credit, liquidity, repayment capacity, guarantors, and financial strength before financing is extended.
Closing Coordination
From term sheet to closing.
We coordinate underwriting, due diligence, insurance review, title, legal documentation, and closing requirements.
Loan Servicing
Professional administration after closing.
Payment collection, remittances, statements, records, payoff calculations, and delinquency monitoring.
Collateral Monitoring
Protect the asset securing your loan.
Property-tax monitoring, insurance tracking, and annual property inspections help protect collateral value.
Note Liquidity
Turn your seller-financed note into a financial asset.
We help sellers preserve future liquidity through professional documentation, servicing, monitoring, and note-sale support.
Seller resources
Before you carry the note.
Understand existing mortgage obligations, down payments, buyer evaluation, balloon payments and installment-sale tax considerations.
Seller Financing Doesn't Have To Be A Private Arrangement
Seller Mortgage Capital transforms seller financing from a private arrangement into an institutionally managed transaction.
The seller provides the capital. Seller Mortgage Capital provides the infrastructure.
Talk to a Specialist