Already Have a Buyer?
You negotiated the deal. We help evaluate the buyer, structure the financing, coordinate closing, and service the loan.
Why not just let my attorney draft the documents?
Because seller financing isn't just documentation. It's lending.
When a bank makes a loan, it doesn't rely on trust alone. The bank underwrites the borrower, verifies financial information, evaluates the collateral, documents the transaction, and maintains servicing procedures designed to protect its investment. Seller financing should be approached the same way.
When you agree to accept payments over time, you're extending credit secured by one of your most valuable assets. If the buyer stops paying, the quality of the borrower, the collateral, the documentation, and the servicing records suddenly become very important.
Attorneys draft legal documents. Seller Mortgage Capital helps property owners evaluate buyers, structure financing terms, coordinate due diligence, review insurance requirements, service loans, monitor collateral, and maintain the infrastructure needed to support the transaction after closing.
If a borrower defaults, the transaction doesn't end. Sellers still need payment histories, servicing records, collateral information, insurance data, tax-monitoring records, and a coordinated process for working with legal counsel to enforce their rights under the loan documents.
We help sellers make better lending decisions before closing and better asset-management decisions after closing.
We provide the infrastructure behind the transaction, not just the paperwork.
Seller Financing Isn't About Trust
Banks don't lend money because they trust borrowers.
They lend money because they've verified financial strength, assessed repayment capacity, evaluated collateral, and established procedures to protect their investment.
When you offer seller financing, you're becoming the lender.
Seller Mortgage Capital helps property owners make informed lending decisions before financing is extended.
How It Works
- 1
Share Your Transaction Details
Tell us about the property, the buyer, and the terms you've discussed.
- 2
We Underwrite the Buyer
We review financial strength, liquidity, repayment capacity, credit history, guarantors, and supporting documentation before financing is extended.
- 3
We Coordinate Due Diligence & Closing
Title, insurance review, legal documentation, and closing coordination.
- 4
We Service the Loan & Monitor the Collateral
Payment collection, statements, tax and insurance monitoring, and ongoing collateral oversight.
Why Work With Seller Mortgage Capital?
- • Independent buyer underwriting and credit analysis
- • Terms designed to protect your income and collateral
- • Insurance review and compliance support
- • Closing coordination and servicing transfer
- • Ongoing loan servicing and collateral monitoring
- • Future note-liquidity support
Why Sellers Use Seller Mortgage Capital
- Independent buyer underwriting
- Financing term evaluation
- Due diligence coordination
- Closing management
- Loan servicing setup
- Collateral monitoring